Terms of Service

1. Acceptance of Terms

By accessing or using MoneyLoop ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

MoneyLoop is a financial aggregation and tracking platform that allows you to connect your financial accounts and view your complete financial picture in one place. We provide read-only access to your financial information and do not have the ability to move money or make transactions on your behalf.

3. Account Registration

To use certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account

4. Subscription and Payments

Some features of the Service require a paid subscription. By subscribing, you agree to:

• Pay all fees associated with your chosen plan
• Automatic renewal unless you cancel before the renewal date
• Our right to change pricing with 30 days notice

You may cancel your subscription at any time. Cancellation will take effect at the end of your current billing period.

5. Use Restrictions

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with the proper functioning of the Service
• Share your account credentials with others
• Use automated systems to access the Service without permission

6. Financial Information Disclaimer

The information provided through MoneyLoop is for informational purposes only and should not be considered financial, investment, tax, or legal advice. We are not a financial advisor, and you should consult with qualified professionals before making financial decisions.

While we strive for accuracy, we do not guarantee that the financial data displayed is accurate, complete, or current. Account balances and transactions are provided by third-party data sources and may be delayed or contain errors.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Limitation of Liability

To the maximum extent permitted by law, MoneyLoop shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Service. Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of material changes by email or through the Service. Your continued use of the Service after such modifications constitutes your acceptance of the updated terms.

10. Termination

We may terminate or suspend your account at any time for violation of these terms. You may terminate your account at any time by contacting us or using the account deletion feature.

11. Contact

For questions about these Terms, please contact us at legal@moneyloop.ai.