Privacy Policy
Last updated: January 1, 2026
Our Commitment to You
We will never sell your data. Ever. Your financial information is yours alone. We do not share, sell, rent, or trade your personal or financial data with any third parties for marketing, advertising, or any other commercial purposes. This is not what we do. We exist to protect your data from those who would misuse it.
Key Privacy Principles
Bank-Level Encryption
All data is encrypted using 256-bit AES encryption, the same standard used by major financial institutions.
Read-Only Access
We only request read-only access to your financial accounts. We cannot move money or make transactions on your behalf.
Secure Infrastructure
Your data is stored in SOC 2 Type II certified data centers with continuous monitoring and security audits.
Data Deletion
You can delete your account and all associated data at any time. When you delete, we delete—permanently.
Information We Collect
- Account Information: Email address and password (encrypted) for authentication.
- Financial Data: Account balances, transactions, and holdings from connected accounts (read-only).
- Usage Data: How you interact with our service to improve your experience.
How We Use Your Information
- To provide you with a unified view of your financial accounts
- To help you identify savings opportunities and optimize your finances
- To send you important updates about your account and our service
- To improve our service based on aggregated, anonymized usage patterns
What We Will Never Do
- Sell your personal or financial data to third parties
- Share your data with advertisers or data brokers
- Use your data for targeted advertising
- Access your accounts for any purpose other than displaying information to you
Your Rights
- Access: Request a copy of all data we have about you
- Correction: Update or correct your personal information
- Deletion: Delete your account and all associated data
- Export: Download your data in a portable format
Third-Party Services
We use trusted third-party services to power certain features:
- Plaid: Secure bank account connections (they are also bound by strict privacy requirements)
- Stripe: Payment processing (they never share your payment details with us)
- Supabase: Authentication and data storage (SOC 2 Type II certified)
Contact Us
If you have any questions about this Privacy Policy or how we handle your data, please contact us at privacy@moneyloop.ai.