Why combine payroll, time, and financial command center workflows?

Because founders need payroll, time approvals, onboarding, burn, runway, revenue, and next actions in one operating surface. MoneyLoop keeps company operations and employee access role-scoped.

Is MoneyLoop free to start?

Yes. Launch pricing starts free for teams up to 3 employees — onboarding, time tracking, approvals, document capture, and payroll draft preparation. Growth pricing is finalized during setup.

What does MoneyLoop help founders see?

MoneyLoop helps founders see cash balance, burn, runway, payroll obligations, team onboarding status, timesheet approvals, and the next operational decisions.

How does MoneyLoop handle multi-state payroll?

MoneyLoop tracks the company, employee, time, and payroll data needed for multi-state payroll readiness. Live filings require the appropriate payroll and tax provider setup.

Sensitive fields are encrypted before storage, bank credentials are handled by providers, role-scoped row-level security is enforced across database policies, API guards, UI gates, and audit-logged workflows, and regulated money movement stays provider-gated.

Can I migrate from Gusto, Rippling, or Monarch?

Manual employee setup is live today. Bulk imports, pay-history migration, and provider-specific cutover support are enabled only when the corresponding data model and provider access are configured for the account.

MoneyLoop

Get started

Payroll, employee records, and owner finances

Payroll, onboarding, and owner finances in one workspace.

Prepare payroll with time, documents, tax setup, and cash context connected before money moves.

Start free See product

Built for teams that need payroll readiness and owner-level financial context before money moves.

MoneyLoop workspace

Next payroll cycle

Ready for review

Time, onboarding, tax setup, and owner cash context are checked before anything leaves the workspace.

Estimated run

$18,420.00

checks complete

people pending

ungated transfers

StepRecordState

Company setupFederal and state registrationComplete

Employee onboardingDocuments and payment instructions3 active

Time reviewExceptions visible before approvalOpen

Payroll handoffProvider release stays gatedReady

Provider release

Blocked until review is complete and admin approval is recorded.

Owner cash view

Business obligations stay visible beside personal cash reserves.

Security and infrastructure

Built on production-grade auth, storage, email, AI, billing, and bank-data providers.

Plaidbank + investment sync
Stripebilling
AnthropicClaude copilot
Resendemail
Supabaseauth + storage
Netlifyedge delivery

Product tour

Four screens you’ll open every week.

app.moneyloop.ai/payroll

Pay run · Mar 11–17

$8,872.50 net

Provider-gated·3 states

EmployeeStateGrossWithholdingNet

Implementation specialistTX$3,846.15-$721.23$3,124.92

Product managerNY$2,461.54-$614.02$1,847.52

Finance leadCA$3,230.77-$904.21$2,326.56

Customer successTX$1,923.08-$349.58$1,573.50

Setup: Federal + state readiness·Payment info: 4/4·Next: provider handoff

Operating record

The same source of truth from invite to payroll draft.

MoneyLoop keeps the practical work connected: employee setup, documents, time review, payroll preparation, and the audit trail around every decision.

Employee records

Identity details, tax forms, work authorization, and payment instructions live with the employee profile.

Time and approvals

Submitted hours move through review with exceptions visible before the payroll draft is prepared.

Payroll readiness

Banking, tax setup, and provider handoff requirements stay explicit before any money movement.

What’s inside

Real workflows, clear setup gates.

Live actions are wired to real data. Payment, filing, and security claims stay gated until the required providers or controls are configured.

Live team operations

6 modules

Employee onboarding

Invite links, profile capture, W-4 fields, I-9 attestation, direct deposit, and signed documents.

Time tracking

Weekly entry with paid-hour caps, extra-hour split, submit, approve, reject, and audit history.

Payroll preparation

Draft runs, employee pay rows, gross/net summaries, funding readiness, and approval guards.

Contractor payables

Hourly, retainer, invoice-required, partner-company, manual, and Mercury-gated payout workflows.

Employee document hub

Company documents, employee inbox, read receipts, signed artifacts, and personal re-downloads.

Manager approvals

Time approvals, onboarding review states, PTO requests, and action-center handoffs.

Personal finance workspace

14 modules

Tax vault

Upload, classify, organize, and retrieve personal tax records by year and entity.

Quarterly estimated tax

Track due dates and estimate obligations from connected personal finance data.

Deduction finder

Review candidate deductions from transactions instead of losing them in spreadsheets.

Net worth

Bring accounts and assets into one view when the related providers are connected.

Investments

Track holdings and surface review flags as investment data becomes available.

Crypto

Keep digital-asset records alongside the rest of your personal finance picture.

Retirement modeler

Scenario modeling for long-horizon planning without mixing it into employer records.

Real estate

Track property, debt, and tax context in the same personal vault.

Vehicles

Store vehicle, loan, insurance, and renewal details where annual planning can find them.

Insurance vault

Keep policies, premiums, carriers, and renewal dates visible before they surprise you.

Estate vault

Organize estate documents and beneficiary records with private access boundaries.

Charitable giving

Track receipts and contribution context for year-end tax prep.

Side income / Schedule C

Separate contractor income, expenses, mileage, and business context from W-2 payroll.

Life events

Keep major changes visible so planning and tax reminders stay grounded.

Provider-gated lanes

4 modules

Live payroll release

Requires approved payroll, tax, and ACH/payment partners before money movement is enabled.

Tax filings

Requires registered tax accounts and a licensed tax engine before filing is represented as live.

Bank payments

Mercury and external-bank workflows stay gated until a funding account is configured.

Security attestations

SOC 2 and similar claims stay off the product until the operational evidence exists.

Experience standard

What this needs
to feel like.

A new hire should be able to open one link, finish their profile, sign what matters, and come back later without losing progress.

Employee experience

Onboarding · No side-channel chasing

A manager should land on the dashboard and immediately know which timesheets, documents, payments, and reviews need action.

Manager experience

Action center · No mystery queues

A provider-gated step should never pretend to be done. It should say what is missing, where to fix it, and what happens next.

Trust standard

Payments and filings · No fake readiness

Pricing

Free until you hire your
fourth teammate.

Launch terms for early teams. No credit card on the free tier.

Team size

3 people

You pay

$0/ mo

Starter covers you. $0 today.

Starter

$0/ forever

For teams getting payroll readiness organized. Forever free.

Up to 3 employees
Time tracking + approvals
Invite links + onboarding
Payroll draft preparation
Document hub

Start free

Questions we hear
before teams switch.

Bring the next hire into a cleaner payroll process.

Company setup, employee onboarding, time approval, payroll preparation, and personal tax context stay connected without extra portals.

Start free See the workflow

Invite a new hire in minutes

Track hours and approvals all week

Review payroll readiness before provider release